Montgomery County Bankruptcy Lawyer
In the past, filing for bankruptcy carried with it a certain negative stereotype. Many individuals felt that those who filed for bankruptcy were lazy, bad money managers or taking advantage of government protections. Those stereotypes were not true then — and certainly are not true now. The Bankruptcy Code exists to help honest, hardworking Americans out of financial trouble.
At Robert L. Scruggs Attorney at Law, we understand that individuals find themselves facing a mountain of debt. Credit card debt, medical bills, divorce or personal loans can all have a devastating effect on a family's finances. The government has created the Bankruptcy Code as a way to get a fresh start toward a more stable financial future. Do not hesitate to contact a Tennessee debt relief lawyer for more information.
Free consultation · Convenient location just off the Hillsboro Rd./21st Ave. exit (3) of the I-440 Parkway on the south side of Nashville · Free parking
Debt relief is commonly achieved through bankruptcy through one of two processes:
- Chapter 7 bankruptcy is commonly referred to as debt elimination or debt discharge bankruptcy. For those individuals who qualify, Chapter 7 immediately eliminates all unsecured debt. Generally, individuals will get to keep their property through the use of exemptions.
- Chapter 13 bankruptcy is considered debt reorganization and repayment. Based on disposable income, individuals pay back a portion of their unsecured debt over the course of a three- or five-year repayment plan. At the successful completion of the repayment plan, any remaining unsecured debt is eliminated.
Know your options. Know your rights. You can achieve debt relief today. Call 615-866-2408 or contact us by e-mail to arrange your FREE CONSULTATION directly with our lawyer.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
